Mokėk dalimis

1) Choose the right jewelry,

2) add them to the shopping cart and start the purchase process.

3) During the purchase process, enter the requested data and proceed to the payment terms. Select "Pay in equal installments in 3 times - Moki/3"

This is the name of our partner InBank's service, when you are given the opportunity to purchase the goods you want without ANY PRICE INCREASE, by arranging payments in three-month EQUAL installments. You can consider this service a discount provided by us, because in this case, we pay the administration fees, and your goods do not increase in price. You can always choose another leasing service, i.e. pay for purchases over a 24-month period. In that case, the administration fees of the leasing agreement will be added to the price of the goods.

When choosing to pay with Moki /3, it is important to make all 3 payments on time, without delays. Otherwise, you will automatically be subject to the 24-month contract payment schedule with interest.

A consumer credit agreement will be concluded with you for a 24-month term, which will include a Moki /3 discount. You will be given the opportunity to pay for the goods within 3 months, paying a flat-rate installment by the day of the calendar month you have chosen (therefore, consider whether the chosen payment day really suits you), which is specified in the contract being concluded. If you are late in paying at least one Moki /3 discount installment, the 24-month installment payment schedule provided in the contract will be applied to you with an increase in price. The installments paid before the discount is lost, if they are higher than the regular installments specified in the 24-month installment payment schedule, may be set off as early repayment of the loan portion. In this case, Inbank will send you a recalculated 24-month installment payment schedule by e-mail. Regardless of the current payment schedule, you can always pay your installments earlier. You can see your installment amount, schedule, applicable taxes and interest by logging into the self-service website http://www.mokilizingas.lt/savitarna.

The Moki /3 discount applies to the entire shopping cart, i.e. regardless of how many items you have placed in your cart, and also includes discounts and shipping costs, if applicable during the creation of the shopping cart. Thus, the Moki /3 service applies to the total amount of the cart.

The following persons can use the Moki /3 discount:

* Persons over 18 years of age who receive a steady income. There are no restrictions for seniors: buyers receiving a pension can also take advantage of the discount.

* The customer must have received at least 4 months' salary

* The amount of the shopping cart with discounts must be equal to 50EUR or more. The maximum amount is 10,000 EUR.

* You can conclude an agreement from 7:00 a.m. to 10:00 p.m., during Inbank customer service hours.

Why do I have to sign an agreement with an Inbank branch, even though I buy goods in the auksiniaipapuosalai.lt e-shop?

If you miss at least one Moki 3 discount payment, according to the terms of the contract, you will be subject to a 24-month payment schedule with an increase in price. The payments made before the discount is lost, if they are higher than the regular payments specified in the 24-month payment schedule, may be credited as early repayment of the loan portion. In this case, Inbank will send you a recalculated 24-month payment schedule by e-mail. Regardless of the current payment schedule, you can always repay earlier. You can see your payment amount, schedule, applicable fees and interest by logging in to the self-service website https://inbank.lt/ident/prisijungti.

For example, if you borrow €169.99, when the contract is concluded for a 24-month term. With Moki /3, you would pay €56.66 per 3 months. However, if you are late in making the second payment on time, in which case you lose the right to the Moki /3 discount, then you are subject to a 24-month installment payment schedule, with an annual interest rate of 26.9%, contract conclusion fee - 0%, monthly contract fee - 0.4125%, BVKKMN - 41.03%, total payable amount - €201.60, monthly installment - €8.40.

If you do not use the Moki /3 discount, 24 /month. The interest and contract fee of a term consumer credit agreement will be calculated only from the remaining unpaid loan amount and from the date of interest recalculation.

For example, when borrowing €169.99, when the agreement is concluded for a 24-month term. With Moki 3, you would pay €56.66 in 3 months. However, if you are late in making the second payment on time, in which case you lose the right to the Moki 3 discount, then you are subject to a 24-month installment payment schedule, with an annual interest rate of 26.9%, contract conclusion fee - 0%, monthly contract fee - 0.4125%, BVKKMN - 41.03%, total payable amount - €201.60, monthly installment - €8.40.

If you paid more, the part of the payment you paid will be included in the second payment. It is important that you cover at least 2/3 of the purchase amount with the second payment, and cover the entire purchase amount with the third payment.

Using the Moki/3 discount, you can return the goods, as provided for in the rules for returning and exchanging goods (current version here)

You can see your concluded contracts and monthly payments by logging in to the self-service website https://inbank.lt/ident/prisijungti.